About Me

Learning About Household Budgets

Hello everyone, my name is Felicity Erickson. Welcome. I am excited to talk to you about handling your money in the smartest way possible. Although many households bring in far more than enough money to cover expenses, very few end up with any leftover at the end of the month. The issue here often lies in the budgeting efforts of the household, not the income. I want to teach my readers how to effective budget their income to cover all expenses with a little leftover for savings and fun. Please feel free to visit my site daily to learn all you can about this important topic.

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Can You Get A Home Equity Loan Based On Sweat Equity?

Posted on January 27, 2018

Understanding that sweat equity and traditional equity are two different things, you might wonder if it is possible to get a home equity loan based on sweat equity. Sweat equity is the value of improvements made to your home and property, while traditional equity is that part of your home that you own free and clear of a mortgage. They are very different beasts, which is why many people raise the question in the first place. [Read More]

It's That Time Of Year Again: How To Avoid Racking Up Too Much Holiday Debt On Your Credit Cards

Posted on November 27, 2017

You could spend the entire year keeping your credit card use under control, only to be hit by holiday-shopping fever, where you spend way more than you should, threatening your budget, along with your valuable credit score. Avoid this potential catastrophe, by keeping your impulses under wraps and having a master plan to keep your credit in good standing. Make A List Of Who To Buy What For, And Stick To It [Read More]

Why You Should Think About Tax Season When It's Only October

Posted on October 9, 2017

It is October, and you are thinking about Halloween, Thanksgiving, and Christmas. Well, maybe not Christmas — yet. Nobody really wants to think about Christmas just yet. You definitely are not thinking about tax season right now either. Only major corporations are thinking about tax season because they want to lower their tax debt by giving employees seasonal bonuses. However, regardless of the fact that it is only October, you absolutely should be thinking about tax season. [Read More]

4 Reasons You Should Get Help When Handling Your Yearly Taxes

Posted on August 11, 2017

Many people get confused when going through the tax filing process. There are various forms and types of filing statuses so it's no wonder why so many people get stressed out. You can make life a lot easier by hiring a trusted professional to assist with your needs. A tax preparer will be able to help you with all areas of your taxes, whether you're an individual with regular w-2 paychecks or you're a self-employed business owner. [Read More]